Down payments can be a big hurdle when buying a home. In fact, nearly a third of first-time buyers received money from friends or relatives to source their down payment. Are you considering a similar move? If so, proceed with caution. Though getting gift money is quite common, it also comes with some unique challenges. […]
Mark Luciani President – America One Mortgage Corporation June 30th, 2022 What is Delayed Financing? Delayed financing is a mortgage method after purchasing a home using all cash. More and more homebuyers that may have the resources are considering an all-cash offer to strengthen their offer and win a contract. Delayed financing provides the buyer […]
Mark Luciani President – America One Mortgage Corporation June 29th, 2022 Are you thinking of buying a new home? Don’t make one of these common mistakes! When you are preparing to purchase a new home, maybe your 1st home, you want the process to be as smooth as possible. Getting pre-approved and avoiding common […]
Mortgage rates are near all-time lows right now, but that doesn’t mean they’ll stay that way forever. That’s where a rate lock can come in. Rate locks guarantee you a certain mortgage rate for an extended period, protecting you from the possibility of rising interest rates while you complete the homebuying process. Are you shopping […]
While a reverse mortgage is different from a conventional mortgage, the two products have a few similarities. One is that the homeowner may refinance a reverse mortgage at any time during the life of the loan without penalty. When Refinancing a Reverse Mortgage Makes Sense As with a conventional mortgage, the borrower has the option to refinance into a more suitable loan that fits […]
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